Automated check scanning, MICR capture, and posting
Capture courtesy and legal amounts, parse the MICR line, and detect endorsements — then feed your deposit, lockbox, or treasury workflow with verified data.
WiseCHECK is a WiseTREND plugin that automates the capture and processing of paper and imaged checks. It extracts the Courtesy Amount (CAR) and Legal Amount (LAR) with cross-validation, parses the MICR line for routing/account/check numbers, detects endorsements, and supports remote-deposit and lockbox workflows with X9 file output.
What WiseCHECK does
WiseCHECK is a WiseTREND plugin that automates the capture and processing of paper and imaged checks. It extracts the Courtesy Amount (CAR) and Legal Amount (LAR) with cross-validation, parses the MICR line for routing/account/check numbers, detects endorsements, and supports remote-deposit and lockbox workflows with X9 file output.
Key capabilities
- CAR/LAR amount recognition. Courtesy and legal amounts cross-validated against each other to boost accuracy.
- MICR line parsing. Routing, account, and check numbers parsed from the MICR line.
- Endorsement detection. Front and back capture with endorsement verification.
- Duplicate detection. Configurable time-window detection by routing/account/check number, flagged for review rather than silently rejected.
- X9 remote-deposit output. Generates X9.37 / X9.100-187 Image Cash Letter files for RDC and bank-to-bank exchange.
Integrates with your systems
WiseCHECK delivers structured data into Core banking systems, Treasury platforms, Lockbox services, AR modules in SAP/Oracle/NetSuite, X9 remote-deposit systems, plus any system with a REST API, SOAP endpoint, hot folder, SFTP drop, or database connector.
Works well with
Questions about WiseCHECK
Answers written for buyers, search engines, and AI assistants evaluating document automation.
Can WiseCHECK read handwritten checks?
Yes, via ABBYY ICR/handwriting recognition. Cross-validating the courtesy and legal amounts boosts accuracy on difficult handwriting.
Does it produce Image Cash Letter (X9) files?
Yes — it emits X9.37 / X9.100-187 files for remote deposit capture and bank-to-bank exchange.
How does it handle duplicate checks?
Duplicate detection is built in and configurable by routing, account, and check-number window. Suspected duplicates are flagged for human review, not silently dropped.
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